Joode

Our mission is to fuse centuries‑old community finance traditions with cutting‑edge technology, empowering groups across Morocco and Africa to save, gift, and support one another securely and at scale. By digitalizing cagnottes and tontines, we unlock financial inclusion, foster solidarity, and catalyze grassroots economic growth continent‑wide.

Traditional cagnottes and tontines rely on paper, cash exchanges, and informal trust, leaving communities exposed to fraud, mismanagement, and exclusion. Without digital tools, organizing, tracking, and securing group savings is time‑consuming and opaque. Our solution brings transparency, security, and efficiency to cherished community finance rituals.

The solution is 100 % digital platform for community “cagnottes” and tontines (rotating savings and credit associations), designed to help groups in Morocco (and soon across Africa) create, share, and track their collaborative funds securely and effortlessly. I can lead, in full or in part, business strategy, marketing, and product engineering. I’m passionate about community fintechs because I grew up seeing how traditional tontines and money pots united families.